The average interest rate on credit cards is higher than you might imagine, at 21.47%. If you are paying this high rate, you are going to waste a lot of money making your creditors richer and yourself ...

Canceling a credit card could cause your credit score to drop. The only reason to cancel a long-standing credit card is if it ...

There's no credit check, no interest and no minimum required security deposit. The card lets you allocate money toward your credit limit; you can spend only as much as you put aside. The card is ...