If that’s the case, you may want to consider a CD ladder. To build a ladder, start by opening a series of CD accounts with staggered maturity dates. By making funds available at regular ...

Our picks for the best CD rates are offered by Quontic Bank (4.95%), Barclays (4.65%) and Ally Bank (4.40%). We’ve put together a list of the best CD rates from our top-rated banks, credit ...

All ratings are determined solely by our editorial team. Ally Bank’s 9-month CD has a strong 4.20% APY that compounds daily. There’s no minimum balance requirements, though should you withdraw ...

CNBC Select will update as changes are made public. A no-penalty CD, also known as a penalty-free CD or a liquid CD, is a type of certificate of deposit that allows you to lock in a good savings ...

When you're on a tight budget, which is the case for many retirees ... it's so important to set up a CD ladder, rather than put a huge sum of money into a single CD. When you ladder your CDs ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans ...

Please view our full advertiser disclosure policy. CIT Bank’s no-penalty CD has a competitive yield on an 11-month CD term. The tradeoff, though, is that it requires the highest minimum deposit ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...

Consumers who are looking for a variety of terms for creating a CD ladder will have a lot to choose from, however, consumers trying to maximize their savings in a single CD may be better served ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners ...

If you click on links we provide, we may receive compensation. Our Guide to the Highest 5-Year CD Rates Available to Anyone in the U.S. Ebony Howard is a certified public accountant and a ...

The best 10-year CD rates may also be higher than some people realize, especially when it comes to highly competitive institutions and CDs purchased in larger amounts (called jumbo CDs).